Beijing, China. Treatment Scenario – GeoBlue Has You Covered…

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GeoBlue travel medical health plans provide routine, urgent and emergent coverage internationally.  All plans include medical evacuation and repatriation benefits.  Medical Benefits are covered at 100%  basis for treatment outside the United States, unless indicated otherwise on the benefit schedule – subject to selected plan deductible.

The following medical scenario illustrates how the GeoBlue Voyager Choice Travel Medical plan works overseas in a real life scenario.

Product Purchased:  GeoBlue Voyager Choice
Premium Paid: $145.00 USD
Scenario:  
Medical Emergency
Location:  Beijing China.
Diagnosis: Recurrence of diverticulitis, a gastrointestinal condition.

Medical Situation:

GeoBlue member travels from Vermont to visit a family member.  A 64-year-old patient is admitted to Beijing United Family Hospital for evaluation and treatment of vomiting, diarrhea and stomach cramping.  Patient is a repeat member, having been hospitalized in Vietnam two years earlier.

Diagnosis:

Recurrence of diverticulitis, a gastrointestinal condition.

Action Taken:

Upon admission, GeoBlue’s Medical Director consults with the attending physician. Because of age and severity of symptoms, patient is hospitalized for 7 days. Bedside visit benefit of $1500 is authorized by GeoBlue to enable patient’s son to travel to China for support. GeoBlue continues medical monitoring throughout the hospital stay, obtaining daily medical updates on patient to ensure appropriateness of care.

Patient Outcome:

After hospital discharge, patient remains in China for five more days while she regains strength to travel back to the U.S. GeoBlue coordinates business class travel for return trip.

Summary of Care Delivered

  • Medical Services in China: $15,402
  • Travel Arrangements: $1,800
  • Bedside Visit: $1,500

Total Incurred Charges:   $18,702

Travel Medical Plan Selected

voyager_brochure_02The plan referenced in the above claim scenario is the GeoBlue Voyager Choice plan.  The GeoBlue Voyager is a short-term, Single Trip travel health insurance plan that includes services to help you identify, access and pay for quality healthcare.  GeoBlue Voyager fills health and safety gaps internationally.  Key benefits include Plan Benefit Maximums up to $1,000,000 per insured plus $500,000 in Emergency Medical Evacuation, Repatriation of Remains, Pays Providers Directly, Covers Injuries or Illness that result from Terrorist Event and more.

ELIGIBILITY REQUIREMENTS

  • Home Country is the U.S. and;
  • You must be under age 85 and;
  • Enrolled in a Primary Plan** and ;
  • For Children under age 6, must be enrolled with a parent and;
  • Initial purchase must be made in home country prior to departing on trip from a GeoBlue eligible state

If you are planning a trip overseas or a move and you have questions please call us (307) 690-0427 or send your questions to “sales@individualhealth.com“.  If you would like – visit our website for more information.  We are here to help!

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