Turin Italy Treatment Scenario – GeoBlue Has You Covered…

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GeoBlue Travel Medical health plans provide routine, urgent and emergent coverage internationally.  All plans include medical evacuation and repatriation benefits.  Medical Benefits are covered at 100%  basis for treatment outside the United States, unless indicated otherwise on the benefit schedule.

The following medical scenarios illustrate how GeoBlue Voyager Choice works overseas versus a traditional U.S. domestic health insurance plan.

Scenerio:  Medical Emergency
Location:  Turin, Italy
Product:  
GeoBlue Voyager Choice Single-Trip
Medical Situation:  Injuries sustained from fall down flight of stairs
Diagnosis:  Femur fracture

Action Taken:  80 year-old GeoBlue member fractured her femur while in her hotel in Turin.  After the fall she was rushed immediately to a public non-contracted hospital.  The member’s family contacted GeoBlue, who made payment arrangements with the facility so the member would not have any out-of-pocket expenses.

Patient Outcome

The member underwent emergency surgery.  After commencing an inpatient physical therapy regimen, the member regained some mobility.  GeoBlue’s medical team spoke daily with the hospital staff to monitor the member’s progress.  Due to the member’s slow recovery, she was hospitalized for nearly three weeks.  Once she was declared fit to fly, a plan was developed for her return to the U.S.

The member’s husband had his own medical problems which prohibited him from assisting his wife during the flight.  As a result, the doctors required the member to travel in first class seating accompanies by a nurse escort.  The escort was arranged and the member arrived safely back home.

Summary of Care Delivered

  • Medical Expenses in Italy: $12,000
  • Transportation Expenses: $32,000

Total Incurred Charges:   $44,000

Premium Paid for Voyager Plan: $572.00

PLAN SELECTED

voyager_brochureThe plan referenced in the above claim scenario is the GeoBlue Voyager Choice.  GeoBlue Voyager is a short-term, Single Trip travel health insurance plan that includes services to help you identify, access and pay for quality healthcare. GeoBlue Voyager fills health and safety gaps internationally.  Key benefits include Up to $1,000,000 Maximum Benefit, Emergency Medical Evacuation, Repatriation of Remains, Pays Providers Directly, Covers Injuries or Illness that result from Terrorist Event and more.

ELIGIBILITY REQUIREMENTS

  • U.S. Citizen traveling abroad or all legal residents
  • Enroll prior to age 84
  • Eligible Dependents
  • No Medical Underwriting
  • Choice plan option requires Primary Plan Coverage

**Primary Plan is a Group Health Benefit Plan, an individual health benefit plan or a governmental health plan designed to be the first payer of claims (such as Medicare) for an Insured Person prior to the responsibility of this Plan. Such plans must be coverage limits in excess of $50,000 per incident or per year to be considered a Primary Plan.

If you are planning a trip overseas or a move and you have questions please call us (619) 435-6700 or send your questions to “sales@individualhealth.com“.  If you would like – visit our website for more information.  We are here to help!

GET A QUOTE NOW

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About Timothy Jennings
Based in beautiful Jackson Hole, Wyoming, I have worked in both the Domestic and International markets for most of my adult life. During the past four years the United States has seen a complete change in direction when it comes to accessing health care and obtaining mandated health insurance coverage. I have been an agent selling in the U.S. markets for more than 30 years. Today I work exclusively serving the needs of our International health insurance clients. If you are outbound or inbound to the United States I can help guide you through the process of selecting proper International Cover that is right for your family.

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